Swiss-made, AAA-secure digital wallet — ultimate companion for your adventures

TMF as trustee looks after $150bn+ of client assets.
Relied on by 40% of Fortune 500 companies.

Your assets are held on trust for your benefit by TMF Services SA, an independent Swiss-regulated trustee, part of TMF Group ( TMF also administers $150bn of assets of other leading institutions, corporates, UHNWIs and private equities globally. TMF Group is the largest corporate service provider in the world. Trusted by 40% of Fortune 500 and 60% FTSE 100 companies. Present in more than 80 countries. Owned by CVC, a leading British private equity firm with more than $120bn of committed capital.

Regulated in Switzerland

TMF Services SA, independent trustee, is regulated in Switzerland. TMF Group holds licenses in 20+ other countries. Highest level of regulatory compliance is in the firm’s DNA.

AAA-asset protection.
100% government. Cash held in AAA-rated money market funds.

Your assets are in the safest possible place - AAA government money-market funds. They are lent to the US Government or similar (eg via T-Bills). What this means is that all of your money, not just EUR 100,000 per bank deposit or similar is defacto guaranteed by the US government or similar. This is the strategy that companies like Apple, Google, Coca Cola use to manage their cash - instead of keeping it all in a bank. Trustee follow strict predefined instructions of how to select the most secure and liquid AAA-government money market funds globally to keep cash in. These include funds by BNY Mellon, Goldman Sachs, JP Morgan and others.

Bank-grade audited IT-infrastructure.

PCI DSS regulation compliance, penetration testing and ITGC audit of IT infrastructure help make sure highest level of IT security and processes around it to keep your funds safe.

Up to $5m Bug Bounty programme.

Bug bounty is one of the best ways to protect cyber security of the IT infrastructure. We have allocated $5m per year for the programme, to encourage hackers from around the world to find vulnerabilities in and Wallet. We use this intel to make the platform even more secure.

$100m Cyber-incidence guarantee.

In an unlikely event of a cyber-incident, clients are protected against any losses for up to $100m through an asset-backed guarantee.

Globally compliant.

Morgan Lewis, Reed Smith and MLL, leading global law firms, ensure our financial solutions’ compliance with local regulations, including in Europe, Switzerland and the US.

Audited and verified operations.

RSM, leading global auditor, acts as an auditor for TMF Services and ensures its highest level of compliance with strict operational procedures and rules and regulations. In addition, periodic verification and confirmation of client funds keeps a further external check in place for extra piece of mind.

Corporate governance and Swiss neutrality.

Independent Swiss foundation helps ensure continuity and secure operations by the trustee. It has the power to change the trustee to another blue-chip one in the unlikely event that something were to ever happen to the trustee that could affect the operations.

Partnership of Leaders

Trustee of client money

  • TMF


  • RSM
  • Moore Stephens

Clearing banks and FX partners

  • Currencycloud
  • LHV
  • moneycorp

Legal advisors

  • ReedSmith
  • Morgan Lewis
  • mll

Card partners

  • Visa
  • Railsbank
  • Marqueta

AAA money-market funds

  • Goldman Sachs
  • BNP Paribas
  • BNY Mellon

MAPS.ME Wallet

Your money here
Independent Swiss-regulated trustee keeps your money on your behalf in AAA-rated government money market funds. You take government’s credit risk. No cap to the amount.

Highest credit quality

AAA ratings denote the lowest expectation of default risk. They are assigned only in cases of exceptionally strong capacity for payment of financial commintments. This capacity is highly unlikely to be adversely affected by foreseeable events.

How Secure is Your Bank?

You lend your bank money when you deposit funds there. They lend it on to corporates, individuals, governments. You take bank’s credit risk.

In individual countries local governments guarantee bank deposits up to a certain amount.

  • AA
    • Bank of America
    • JP Morgan
    • HSBC
    • BNP Paribas
    • Credit Agricole
  • A
    • Barclays
    • Citi
    • ICBC
    • Banco Santander
    • Société Générale
  • BBB
    • General Mitsubishi Bank
    • Deutsche Bank
    • Sberbank
  • BB
    • Tinkoff Bank